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DOP Benefit Guide
Priest are not eligible for disability leave. For questions on clergy leave, please contact priest personnel.
Clergy are not eligible for matching 403B.
The Diocese provides its employees with high-quality benefits. Some are available only to full-time employees, (working 30 hours or more per week), and some are available to all employees. The complete benefit package is briefly summarized in this page
You share the costs of some benefits (medical and dental), and the Diocese provides other benefits at no cost to you (vision, life, accidental death & dismemberment, short and long-term disability).
- Benefit Plans Offered
- Medical
- Dental
- Vision
- Basic and Supplemental Life Insurance
- Accidental Death & Dismemberment (AD&D)
- Insurance
- Short-Term Disability
- Voluntary Short-Term Disability
- Long-Term Disability
- Employee Assistance Program
- Travel Assistance Program
- Voluntary Universal Life Insurance
- Voluntary Accident Policy
- Voluntary Critical Illness Policy
- Voluntary Family Protection Plan
- Tax Deferred Annuity Program
- Pension Plan
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Eligibility
All active full-time employees are eligible for coverage as of 1st of the month following date of hire (DOH). If you are hired on the 1st of the month, you are eligible that day. Otherwise, it’s the 1st of the next month.
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Medical Coverage
Eligible dependents are your spouse, and unmarried children under age 26. Dependent children are covered until end of calendar year in which they turn age 261.Once made, elections will remain until the next open enrollment unless you or your family members experience a qualifying event such as marriage, birth of a child, loss of spouse coverage, death of spouse or a dependent. If you experience a qualifying event, you must contact Human Resources within 30 days.
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Dental Coverage
Dependent children are covered until end of calendar year in which they turn age 26.
Dependent Children, who are disabled, may be covered beyond age 26 under certain circumstances. Please contact The Diocesan Human Resources Office for further details. This document is an outline of the coverage proposed by the carrier(s), based on information provided by your company. It does not include all of the terms, coverage, exclusions, limitations, and conditions of the actual contract language. The policies and contracts themselves must be read for those details. Policy forms for your reference will be made available upon request.
The intent of this document is to provide you with general information regarding the status of, and/or potential concerns related to, your current employee benefits environment. It does not necessarily fully address all of your specific issues. It should not be construed as, nor is it intended to provide, legal advice. Questions regarding specific issues should be addressed by your general counsel or an attorney who specializes in this practice area.
Note: The benefits or premium contributions described in this document may change or terminate at the Diocese’s discretion at any time with or without notice. If there is a conflict between language in this document and language in an official plan document (such as a group health insurance policy), the official plan document govern
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Medical Benefits
Administered by Horizon Blue Cross and Blue Shield of New Jersey Comprehensive and preventive healthcare coverage is important in protecting you and your family from the financial risks of unexpected illness and injury. A little prevention usually goes a long way — especially in healthcare. Routine exams and regular preventive care provide an inexpensive review of your physical well being.
Undiagnosed small problems can potentially develop into very serious, even life-threatening conditions with complex and costly treatments. By identifying the problems early, often they can be treated and even cured at little cost.
The Diocese offers you a choice of a Direct Access or OMNIA medical plan.
The OMNIA plan delivers Tiered “in-network” only benefits through the Horizon OMNIA network. Tier 1 offers the lowest cost out of pocket expenses. Tier 2 has a higher out of pocket cost and offers the national Bluecard PPO network.
The network links participating Tier 1 and Tier 2 doctors and hospitals to Blue Cross and Blue Shield plans throughout the United States, providing a nationwide network of doctors, hospitals, and other healthcare professionals. The OMNIA plan does not require individuals to select a Primary Care Physician (PCP) or to obtain a referral before seeing a specialist. Out-of-Network benefits, however, will not be covered except in the case of a life threatening emergency.
We also offer Horizon’s Direct Access plan which also uses the BlueCard PPO network and provides for out-of-network benefits. Those out of network benefits, however, have higher deductibles and lower reimbursement levels than those available in-network under either the OMNIA or Direct Access plans.
Visit the Diocese’s Horizon website and choose 'Find a Provider' at HorizonBlue.com/dioceseofpaterson or call BlueCard Access at 800-810-BLUE (2583) to locate healthcare professionals outside New Jersey.
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Case Management Program
Horizon Blue Cross and Blue Shield of New Jersey’s Case Management programs can help you receive the education, care and services you may need when faced with a challenging medical situation. This voluntary program is a valuable benefit available at no additional cost to you. All clinical information received is treated in a confidential manner. When faced with complex medical issues, such as cancer treatment, complex surgeries, etc., you may not be aware of all of your needs or options. Horizon’s trained case managers are registered nurses with access to social workers and registered dietitians, when needed.
For example, Horizon BCBSNJ’s Transplant Case Management team is available to assist you and your physician(s) with questions regarding the transplant process, our quality participating centers for transplant and more. Also, Horizon BCBSNJ’s High Risk Obstetrical Case Management team is available to help high-risk pregnant members address their concerns about pregnancy and help them make informed decisions regarding physicians, facilities and care options. To speak to an experienced registered nurse or to request a personal case manager, call 888-621-5894, Monday through Friday, between 8 a.m. and 5 p.m., Eastern Time (ET).
If you participated in 2019 in one of the on-site biometric screenings and if you have completed the Health Risk Assessment on their website at myhealthcheck360.com, you have qualified for the 2022Wellness Initiative in form of a $500 Employee Contributions discount. The discount will be applied to your payroll deductions throughout the 2022 calendar. New employees or those enrolling in our medical plans for the first time in 2022 will automatically receive the $500 discount for 2022.
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Medical Plans Comparison
In-Network DA Out-of-Network DA In-Network OMNIA
In-Network Only PlanLife Benefit Maximum Unlimited Unlimited Unlimited Annual Deductible Individual: $1,500
Family: $3,000*
Individual: $1,500
Family: $3,000*
Tier 1:
Individual: $500
Family: $1,000Tier 2:
Individual: $2,500
Family: $5,000Annual Out-of-Pocket Maximum Deductible Individual: $5,000
Family: $10,000*
Individual: $10,000
Family: $20,000*
Tier 1:
Individual: $2,500
Family: $5,000Tier 2:
Individual: $4,500
Family: $9,000Coinsurance 90% 70% Tier1: 90%
Tier2: 60%
Doctor's Prescription
In-Network DA Out-of-Network DA In-Network OMNIA
In-Network Only PlanOffice Visits PCP: 90% after deductible
Specialist: 90% after deductible
70% (no deductible) PCP:
Tier 1: $5 copay
Tier 2: $30 copaySpecialist:
Tier 1: $15 copay
Tier 2: $50 copayWellness Care
Routine exams, x-rays/tests, immunizations, well baby care
and mammogramsCovered 100% 70% (no deductible) Covered 100% Prescription Drugs
In-Network DA Out-of-Network DA In-Network OMNIA
In-Network Only PlanRetail
Generic Drug30-day supply
$7 N/A $7 Retail
Formulary Drug30-day supply
$35 N/A $35 Retail
Non-Formulary Drug30-day supply
$60 N/A $60 Specialty Drugs*** 10% coinsurance, up to $100
out-of-pocket maximum
N/A 10% coinsurance, up to $100
out-of-pocket maximum
Mail Order
Generic Drug90-day supply
$7 N/A $7 Mail Order
Formulary Drug90-day supply
$35 N/A $35 Mail Order
Non-Formulary Drug90-day supply
$60 N/A $60 *Please note, this is a combined deductible for both in-network and out-of-network.
**New prescriptions for maintenance medications can be filled three times at a retail pharmacy. At the third fill, members have two options: convert to mail order service or refill at a participating Prime ESN Pharmacy locations (myprime.com or 800-370-5088) with a new script for 90 day dispensing.
***Specialty drugs must be filled at Prime Specialty Pharmacy.
Hospital Services
In-Network DA Out-of-Network DA In-Network OMNIA
In-Network Only PlanEmergency Room 90%
after deductible****70%
after deductible****Tier 1: $100 facility copay then 90%
Tier 2: $100 facility copay then deductible then 90%
Inpatient 90%
after deductible70%
after deductibleTier 1: 90% after ded.
Tier 2: 60% after ded.
Outpatient Surgery Tier 1: 90% after ded.
Tier 2: 60% after ded.
Ambulance Service 100% after Tier 1 ded. Diagnostic Services
In-Network DA Out-of-Network DA In-Network OMNIA
In-Network Only PlanDiagnostic Procedures Laboratory 90% in office or Labcorp (no deductible)
90% in Outpatient facility (no deductible)70%
after deductibleTier 1: $100 in office**
Tier 2: 100% in office**Outpatient Facility
Tier 1: $100% in office**
Tier 2: 60% after ded.**Diagnostic Procedures X-ray/ Radiology Services 90% in office (after deductible)
90% in Outpatient facility (after deductible)70%
after deductibleTier 1: 100% in office
Tier 2: 100% in officeOutpatient Facility
Tier 1: $100% in office
Tier 2: 60% after ded.Mental Health Services
In-Network DA Out-of-Network DA In-Network OMNIA
In-Network Only PlanInpatient Services 90% after deductible 70% after deductible Tier 1: 90% after ded.
Tier 2: 60% after ded.
Outpatient Services Tier 1: 90%
Tier 2: 60% after ded.
Substance Abuse Services
In-Network DA Out-of-Network DA In-Network OMNIA
In-Network Only PlanInpatient Services 90% after deductible 70% after deductible Tier 1: 90% after ded.
Tier 2: 60% after ded.
Outpatient Services 90% after office copay Tier 1: 90%
Tier 2: 60% after ded.
Other Services
In-Network DA Out-of-Network DA In-Network OMNIA
In-Network Only PlanMaternity Services 90% after deductible 70% after deductible Tier 1: $25 copay
Tier 2: %50 copay Copay applies
to 1st visit only
All Other Maternity Hospital/Physician Services Tier 1: $25 copay
Tier 2: $50 copay
Chiropractic Care 90% after deductible
50 visit max per benefit period70% after deductible
50 visit max per benefit periodTier 1: $15 copay
Tier 2: $30 copay
25 visit max per benefit periodPhysical, Occupational and
Speech Therapy Services
90% after deductible
50 visit max per benefit period70% after deductible
50 visit max per benefit periodTier 1: $5 copay
Tier 2: $30 copay
30 visit max per benefit periodHearing Aids
Limited to $3,000 max every 3 years
90% after deductible 70% after deductible 100% Covered Private Duty Nursing 90% after deductible: Limited
to 30 visits per benefit period
(8-hour shifts) in-network and
out-of-network combined70% after deductible: Limited to 30 visits per benefit period (8-hour shifts) in-network and out-of-network combined Tier 1: 90% after ded.
Tier 2: 60% after ded.
30 visits per benefit period
(8-hour shifts)Home Health Care 90% after deductible 70% after deductible Up to 100 visit max Tier 1: $15 copay
Tier 2: $30 copay
Durable Medical Equipment 70% after deductible Tier 1: 90% after ded.
Tier 2: 60% after ded
Vision Services
Routine Eye Exam Please see section Vision Benefits for additional vision benefits
Not Covered ***Benefit can be used at Lab Corp, Quest and BioRefernce.
Mental Health Services In-Network DA Outpatient Services In-Network OMNIA
In-Network Only PlanImpatient Services 90% after deductible 70% after deductible Tier 1: 90% after ded.
Tier 2: 60% after dedOutpatient Services 90% after deductible 70% after deductible Tier 1: 90%
Tier 2: 60% after ded.Diagnostic Services In-Network DA Outpatient Services In-Network OMNIA
In-Network Only PlanDiagnostic Procedures Laboratory 90% in office or Labcorp
(no deductible) 90% in
Outpatient facility
(no deductible)
70% after deductible Tier 1: 100% in office**
Tier 2: 100% in office**
Outpatient Facility
Tier 1: $100% in office**
Tier 2: 60% after ded.**Diagnostic Procedures X-Ray/Radiology Services 90% in office (after deductible) 90% in Outpatient facility
(after deductible)70% after deductible Tier 1: 100% in office
Tier 2: 100% in office
Outpatient Facility
Tier 1: $100% in office
Tier 2: 60% after ded.Substance Abuse Services In-Network DA Outpatient Services In-Network OMNIA
In-Network Only Plan
Inpatient Services 90% after deductible 70% after deductible 70% after deductible. Outpatient Services 90% after office copay 70% after deductible Tier 1: 90%
Tier 2: 60% after ded.Other Services — — — Maternity Services 90% after deductible 70% after deductible Tier 1: $25 copay
Tier 2: $50 copay
Copay applies to 1st visit onlyAll Other Maternity Hospital/Physician Services 90% after deductible 70% after deductible Tier 1: $25 copay
Tier 2: $50 copayChiropractic Care 90% after deductible
50 visit max per benefit period70% after deductible
50 visit max per benefit periodTier 1: $15 copay
Tier 2: $30 copay
25 visit max per benefit periodPhysical, Occupational and Speech Therapy Services 90% after deductible 50 visit
max per benefit period
70% after deductible 50 visit
max per benefit perio
Tier 1: $5 copay
Tier 2: $30 copay
30 visit max per benefit periodHearing Aids Limited to $3,000 max every 3 years 90% after deductible 70% after deductible 100% Covered Private Duty Nursing 90% after deductible: Limited to
30 visits per benefit period
(8-hour shifts) in-network and out-of-network combined70% after deductible: Limited to
Limited to 30 visits per benefit period (8-hour shifts) in-network and out-of-network combinedTier 1: 90% after ded.
Tier 2: 60% after ded.
30 visits per benefit period
(8-hour shifts)Home Health Care 90% after deductible 70% after deductible Up
to 100 visit maxTier 1: $15 copay
Tier 2: $30 copayDurable Medical Equipment 90% after deductible 70% after deductible Tier 1: 90% after ded
Tier 2: 60% after dedVision Services — Routine Eye Exam 90% after deductible 70% after deductible Not Covered ***Benefit can be used at Lab Corp, Quest and BioRefernce.
Medical Direct Access Medical OMNIA No Wellness Credit No Wellness Credit Employee $3,888 $2,132 Employee + Spouse $8,193 $4,200 Employee + Children $6,789 $3,150 Family $10,478 $4,763 Medical Direct Access Medical OMNIA With Wellness Credit With Wellness Credit Employee $3,388 $1,632 Employee + Spouse $7,693 $3,700 Employee + Children $6,289 $2,650 Family $9,878 $4,263 Vaccines at Your Local Pharmacy
Our pharmacy program gives you access to the Vaccine Administration Network. This benefit provides free vaccines for flu, pneumonia, shingles, HPV, diphtheria/tetanus combinations and meningitis. These vaccines are available to you and your covered dependents in accordance with state law. There are more than 38,000 participating retail pharmacists nationwide including many major chains such as: CVS, Rite Aid, Walgreens, Shop-Rite, Target, k-Mart, and Costco
Dental Benefits PPO Premier and Dental HMO Flagship Plan
Provided through Delta Dental of New Jersey Good oral care enhances overall physical health, appearance and mental well-being. Problems with the teeth and gums are common and often easily treated. Keep your teeth healthy and your smile bright with the Diocese dental benefit plan.
PPO PREMIER PPO PREMIER BUY-UP DMO FLAGSHIP
IN-NETWORK ONLYAnnual Deductible $50 $50 None Annual Benefit Maximum $2,000 $2,000 None Preventive Dental Services: cleanings, exams, x-rays 80% 100% 100% Covered Basic Dental Services fillings, root canal therapy, oral surgery 50% 80% Contact Delta Dental at 800-452-931 Major Dental Services extractions, crowns, inlays,
onlays, bridges, dentures, repair50% 50% Contact Delta Dental at 800-452-9310 Orthodontic Services 50% to a lifetime max of $1,000
Dependent children under age 2650% to a lifetime max of $1,000
Dependent childrenunder age 26$2,900 copay for adults and
dependent children under 26Dental PPO Premier Dental PPO Premier Buy Up Dental Flagship DHMO Employee $0 $129.72 $0 Employee + Spouse $436.08 $700.08 $214.20 Employee + Children $427.08 $672.36 $214.20 Family $928.44 $1,318.32 $476.52 Benefit Description Copay Frequency Wellvision Exam Focuses on your eyes and overall wellness $10 Every plan year Prescription Glasses — $25 See Frame and Lenses Frames • $125 allowance for a wide selection of frames
• $145 allowance for featured frame brands
• 20% savings on the amount over your allowance
• $70 Costco® / Walmart frame allowanceIncluded in rescription Glasses Every other plan year Lens Enhancements • Standard progressive lenses
• Premium progressive lenses
• Custom progressive lenses
• Average savings of 20-25% on other lens enhancements$0
$95 - $105
$150 - $175Every plan year Contacts (Instead of glasses) • $150 allowance for contacts; copay does not apply
• Contact lens exam (fitting and evaluation)Up to $60 Every plan year Diabetic Eyecare Plus ProgramSM • Retinal screening for members with diabetes
• Additional exams and services for members with diabetic
eye disease, glaucoma,
or age-related macular degeneration. Limitations and coordination with your medical coverage may apply.
Ask your VSP doctor details.$0
$20 per examAs needed Extra Savings — Glasses and Sunglasses • Extra $20 to spend on featured frame brands. Go to vsp.com/offers for details.
• 20% savings on additional glasses and sunglasses, including lens enhancements, from any VSP provider within 12 months of your last WellVision Exam.Routine Retinal Screening • No more than a $39 copay on routine retinal screening as an enhancement to a WellVision Exam Laser Vision Correction • Average 15% off the regular price or 5% off the promotional price; discounts only available from contracted facilities Benefits through a VSP Choice Network Provider
Get the most out of your benefits and greater savings with a VSP network doctor. Call Member Services for out-of-network plan details.
Exam up to $45 Lined Trifocal Lenses up to $65 Frame up to $70 Progressive Lenses up to $50 Single Vision Lenses up to $30 Contacts up to $105 Lined Bifocal Lenses up to $50 — — Coverage with a retail chain may be different or not apply. Log in to vsp.com to check your benefits for eligibility and to confirm in-network locations based on your plan type. VSP guarantees coverage from VSP network providers only. Coverage information is subject to change. In the event of a conflict between this information and your organization’s contract with VSP, the terms of the contract will prevail. Based on applicable laws, benefits may vary by location. In the state of Washington, VSP Vision Care, Inc., is the legal name of the corporation through which VSP does business.
Get up to $200 back
Members can save big with VSP exclusive mail-in rebates on eligible popular contact lens brands from Bausch + Lomb and CooperVision.
$500 Savings on LASIK
Members can save up to $500 on LASIK at TLC Laser Eye Centers and The LASIK Vision Institute. To learn more visit VSP.com
Vision Benefit Plan Annual Contributions
Employee $0 Employee + Spouse $0 Employee + Children $0 Family $0 *Covered in full materials and services are less any applicable copay. Based on applicable laws, benefits and savings may vary by location. Benefits may also vary at participating retail chains. Promotions like rebates are continually evaluated and subject to change without notice. Promotions and featured frame brands do not apply at Walmart®. Walmart® allowance of $70 is equivalent to the frame allowance at VSP doctor locations and participating retail chains. Promotions like rebates are continually evaluated and subject to change without notice. Promotions and featured frame brands do not apply at Costco® Optical. Costco® Optical allowance of $70 is equivalent to the frame allowance at VSP doctor locations and participating retail chains. The following items are excluded under this plan: two pairs of glasses instead of bifocals; replacement of lenses, frames, or contacts; medical or surgical treatment; orthoptics; vision training or supplemental testing. Items not covered under the contact lens coverage: insurance policies or service agreements: artistically painted or nonprescription lenses: additional office visits for contact lens pathology; contact lens modification, polishing or cleaning. In the event of a conflict between this information and your organization’s contract with VSP, the terms of the contract will prevail.
Short-Term Disability Insurance (STD)
Provided through The Standard Short-Term Disability (STD) insurance provides income if you become disabled due to an injury or illness. Benefits begin on the eighth day of any injury, hospitalization or illness, or after all sick days are exhausted. Total sick pay and short term disability are available up to 26 weeks. Benefit Amounts — 66.67% of your Predisability Earnings, reduced by Deductible Income, to a maximum weekly benefit of $993.* Please see Human Resources for more details.
Supplemental Short-Term Disability
Provided through The Standard Employees earning more than $52,000 in annual salary are eligible for the Supplemental Short-Term Disability Plan that will allow you to increase your weekly benefit to 66.67% of your salary to a max of $1500 per week by enrolling in the Plan and paying an additional employee premium. Contact Human Resources for more information. Long-Term Disability Insurance Provided through The Standard Meeting your basic living expenses can be a real challenge if you become disabled. Your options may be limited to personal savings, spousal income and possibly Social Security. Disability insurance provides protection for your most valuable asset — your ability to earn an income. The Diocese provides.
Long-Term Disability insurance (LTD)
Coverage for you at no cost. LTD coverage provides income when you have been disabled for 180 days or more. Your benefit is 60% of your monthly earnings, up to a maximum benefit of $5,000 per month. This amount may be reduced by other deductible sources of income or disability earnings. Benefit payments can continue until you are eligible to receive full Social Security Retirement benefits, or later, depending on you age at the time your disability begins.
Life & Accidental Death & Dismemberment Insurance
Provided through The Standard
Life Insurance
Life insurance provides financial security for the people who depend on you. Your beneficiaries will receive a lumpsum payment if you die while employed by the Diocese. The Diocese provides basic life insurance of 1x basic salary to a maximum of $50,000 at no cost to you. If you reach an age shown below, the amount of insurance will be the amount determined from the Schedule of Insurance, multiplied by the appropriate percentage below:
Accidental Death and Dismemberment (AD&D) Insurance Accidental Death and Dismemberment (AD&D) insurance provides payment to you or your beneficiaries if you lose a limb or die in an accident. The Diocese provides AD&D coverage of 1x basic salary to a maximum of $50,000 at no cost to you. This coverage is in addition to your company-paid life insurance described above. Supplemental Life Insurance Benefit eligible employees may purchase Additional Life insurance coverage for themselves or their family members through The Standard. This provides an excellent opportunity for you to help protect your loved ones. This coverage can help your surviving family members be financially prepared and offers peace of mind as they adjust to a new life. The additional life insurance is available in increments of $10,000 to a maximum of$100,000 with a minimum of $10,000. If your insurance ends because your employment terminates, you may be eligible to convert to an individual policy from The Standard through the Portability or Conversion provisions, assuming you meet the eligibility requirements. You can enroll during your open enrollment period and you will be required to complete an evidence of insurability (EOI). If you elect any amount of Supplemental Life coverage within the first 31 days of being hired, you do not need to complete an evidence of insurability (EOI). Contact Human Resources for more information.
Life and AD&D Insurance
Age of Member Percentage 65 through 69 65% 70 or over 50% Accidental Death and Dismemberment (AD&D)
Insurance Accidental Death and Dismemberment (AD&D) insurance provides payment to you or your beneficiaries if you lose a limb or die in an accident. The Diocese provides AD&D coverage of 1x basic salary to a maximum of $50,000 at no cost to you. This coverage is in addition to your company-paid life insurance described above.
Supplemental Life Insurance
Benefit eligible employees may purchase Additional Life insurance coverage for themselves or their family members through The Standard. This provides an excellent opportunity for you to help protect your loved ones. This coverage can help your surviving family members be financially prepared and offers peace of mind as they adjust to a new life. The additional life insurance is available in increments of $10,000 to a maximum of$100,000 with a minimum of $10,000. If your insurance ends because your employment terminates, you may be eligible to convert to an individual policy from The Standard through the Portability or Conversion provisions, assuming you meet the eligibility requirements. You can enroll during your open enrollment period and you will be required to complete an evidence of insurability (EOI). If you elect any amount of Supplemental Life coverage within the first 31 days of being hired, you do not need to complete an evidence of insurability (EOI). Contact Human Resources for more information.
Retirement Savings Plan
You are eligible to enroll immediately if you are a priest or employee. It is voluntary and is a 403(b) plan with Lincoln Financial. You may elect pre-tax and/or Roth 403(b) elective deferral contributions. After one year of employment, the Diocese will match 50% of your contribution to a max of 3 % match.
For more information, contact David Ares, Lincoln Financial Consultant at 862-216-2061.
Credit Union
You and members of your immediate family are eligible to participate in the North Jersey Federal Credit Union. Once you are a member, you will be able to access your account online or at thousands of other credit unions throughout the Diocese and the United States. For more information about joining the credit union, call NJFCU at 888-78-NJFCU. When you call, let them know that you work for a Diocese in the Diocese of Paterson.
Pension Plan
Frozen July 1, 2016. No new participants after 6/30/2016.
All employees who worked 1,000 hours or more per year and passed their 5th anniversary prior to 7/1/16, are a participant in the frozen Diocesan Pension. At retirement, the plan pays 1.25% your average earnings for your highest paid three (3) years in the plan, multiplied by years of participation in the plan. Normal retirement age is 65, although there are provisions for early retirement.
Employee Assistance Program
Provided through Charles Nechtem Associates Inc. (CNA)
We all experience times when we need a little help with life’s challenges. The Diocese understands this and is providing Charles Nechtem Associates Inc.’s (CNA) employee assistance program (EAP) to offer support, guidance and resources to help you and your family resolve personal issues.
- 24/7 unlimited 1.800 phone and e-counseling
- 1-6 face to face counseling sessions per problem or issue per employee or eligible family members
If you would like assistance, contact 800-531-0200. For more information, visit charlesnechtem.com.
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Contact Information
If you have specific questions about any of the benefit plans, please contact the administrator listed below, or your local Human Resources department.
Benefit Administrator Phone Website Other Medical Horizon BCBS of NJ 800-355-BLUE (2583) horizonblue.com/dioceseofpaterson Group #8503S Dental Delta Dental of NJ 973-285-4144 deltadentalnj.com Group #3258 Vision VSP 800-877-7195 vsp.com — Flexcare (Extra Doctor and Hospital Coverage provided by DOP) American National 888-350-1488 Email: health.customerservice@ americannational.com — Critical Illness (provided by DOP) American National 888-350-1488 Email: health.customerservice@ americannational.com — Short-Term Disability/ Leave of Absence The Standard Coverage questions: 1-800-579-3298
Claim questions:
1-800-579-3298standard.com/absence — Long-Term Disability The Standard Coverage questions: 1-800-579-3298
Claim questions:
1-800-579-3298standard.com/absence — Life and AD&D Insurance The Standard Coverage questions: 1-800-579-3298
Claim questions:
1-800-579-3298standard.com/absence — Employee Assistance Program (EAP) Charles Nechtem Associates, Inc 1-800-531-0200 charlesnechtem.com — North Jersey Federal Credit Union — 973-785-9200 — — Diocese Benefits— Human Resources — Human Resources: Onasis Espinal, ext. 232 — — Mail Order Prescriptions Prime Mail 800-370-5088 myprime.com — Pension Administrator A.J Gallagher 844-369-0311 Email: [email protected] — Voluntary Life Insurance MassMutual 844-975-7522, Option 1 — — Voluntary Life Trustmark 800-918-8877 trustmarksolutions.com/ individuals/ — Voluntary Accident, Critical Illness & Life Claims American National 888-350-1488 Email: health.customerservice@ americannational.com — Voluntary Legal Assistance Legal Assistance 800-305-6816 legalclub.com — -