Even a minor fender bender can be an emotional experience. The Office of Risk Management will provide you with the assistance needed with our quick and easy claims process.

Immediately after an accident take the following steps:

• Check to see if anyone is injured. If so, call for medical attention immediately.
• If possible, move your vehicle out of harm’s way and turn off the ignition.
• Remain calm. Do not argue with the other parties involved. Do not admit liability or responsibility. Leave liability discussions to the insurance professionals.
• Contact the police. By reporting the accident to the police and filing a report, you will help protect yourself from potential liability claims and legal action.
• Inform the police of any injured parties.
• Exchange the following information with the involved parties:

• Names
• Addresses
• Driver's License numbers
• Auto insurance company information
• Note weather, road conditions, and time of the accident.

• Record the names and telephone numbers of any witnesses to the accident.
• As soon as possible, report the accident to Gallagher Bassett Services at 1-877-509-3503. Gallagher Bassett will arrange to conduct a full investigation, appraise the vehicle damage, and defend any liability claims.

After the accident:

• Determine which Diocesan Direct Repair Shop you want to go to in order to have your vehicle repaired.
• Obtain a copy of the police report.

Note that the insurance deductible for collision and comprehensive losses is $1,000, except for priests, who have a deductible of $500.